About us
Simple books. Stronger groups.
Kitabu Yetu — “our book” in Swahili — is a cloud-native platform that digitises the complete operating lifecycle of Village Savings and Loan Associations, chamas, table-banking groups, investment clubs and NGO-managed financial-inclusion programs across Africa.
Our mission
Replace error-prone paper passbooks with a secure, auditable, offline-capable digital system — so groups stop losing money to recordkeeping errors and members build a verifiable financial history.
Our vision
The Salesforce + M-Pesa + QuickBooks for community finance: one platform for group management, savings, loans, welfare, credit scoring and impact reporting.
700k+
VSLA groups across Sub-Saharan Africa
USD 2.4B
saved annually — mostly on paper
100%
double-entry, audit-ready bookkeeping
What we believe
Trust through transparency
Every shilling is a balanced journal entry. Members can verify their own records, end to end.
Built for M-Pesa
Collections, reconciliation and disbursements run natively on Safaricom Daraja — where the money already moves.
Community first
Designed around the CARE VSLA methodology and the real ways Kenyan groups save, lend and share out.
Bring your group's book into the open
Join the groups already collecting by M-Pesa and keeping an audit-ready ledger.